History

2000

April	Jointly established as a database consortium by 21 Japanese financial institutions and companies
October	"Corporate Business Database" launched

2001

April	"RDB Model", a credit scoring model of corporate business launched

2002

March	"RDB Sole Proprietorship Model ", a scoring model of sole proprietorships launched and subsequently revised every year
October	"Sole Proprietorship Database" launched

2003

April	"SME Credit Model", a credit rating model jointly developed with Standard and Poor's launched. "Model Development Workshop" held

2004

	"LGD Database Workshop" held

2005

December	"SME Rating Service", exclusively for small and medium-sized enterprises launched as a joint venture with Standard and Poor's.

2006

April	"LGD Database" launched "Credit Research", a technical magazine for members only first published "Credit Risk Management Workshop" held

2007

October	"RDB Corporate Carte" launched

2008

January	"RDB Large Enterprise Model" launched
April	"SME Credit Model" revised
June	Scoring model-systemization service started
July	"RDB Enterprise Default Ratio" released for members only

2009

January	"RDB Enterprise Default Ratio" released for the public PC applications calculating provisions launched PC applications measuring Credit Portfolio Risk launched
April	"RDB Enterprise Default Ratio Prediction Report Service" started

2010

October	"Operational Risk Database" launched